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3 mistakes to avoid when choosing a dental plan

3 mistakes to avoid when choosing a dental plan

While planning medical expense coverage, many tend to focus solely on health insurance and not so much on dental plans. But this could be a mistake, as dental treatments can be expensive. So, if the need ever arises, a good dental coverage plan can help one save a lot of money on getting dental work done. However, to find the right plan, it is essential to avoid rushing the process and making the following mistakes:

1. Not checking discount calculation
One of the most common mistakes while choosing a dental plan is not asking the insurance provider how they calculate the discount rates. For instance, if one approaches an insurance company that claims to offer a 30% dental discount. While this may seem like a great offer, it might not necessarily be accurate. This is because the provider might advertise the best-case discount in one particular location and not the average rate of discounts dentists accept for their services. Plus, not all insurance companies calculate the discounts in the same way. So before choosing a plan, it is very important to ask the company to explain their discount rates clearly.

2. Only focusing on low premium rates
While choosing a dental plan, it can be tempting to choose one with the lowest premium rates. However, this might not be a good decision. A low premium rate could mean low coverage for dental procedures. Alternatively, it could mean that many key dental services and procedures are not included in the coverage. So, if one chooses such a plan, they may end up paying a large portion or the entire cost of the procedure out of their own pocket.

3. Overlooking plan network
Another aspect to focus on when choosing a dental plan is the network of dentists, i.e., those healthcare providers that will offer a pre-negotiated discounted rate for their services. But instead of just focusing on the size of the network, one should consider its overall value. This is determined by three things: the fees of the dentists within the network, the discount rates, and the quality of care offered by in-network dentists. Ultimately, it is the network value that will help one save more money and also get good-quality dental care.

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4 effective flea tablets for dogs

4 effective flea tablets for dogs

Pests can invade a dog’s furry coat and create quite havoc. Some dogs are extremely sensitive to these crawly bugs and can develop skin reactions. That said, several products are available in the market to tackle this problem, and flea tablets are one of them. These fast-acting pills control ticks, worms, and other pests, so pet owners won’t have to worry about infestations. Here are a few trusted flea pills for dogs that will actively protect your pet’s fur coat. Capstar Flea Tablets Capstar is a well-known brand for effective flea-prevention and treatment products. Their flea pills for dogs and puppies can prevent allergy dermatitis, which often occurs due to a flea infestation. Their tablets can start killing these pests within half an hour of ingestion, and they are safe enough for daily single-dose consumption. While no prescription is needed to purchase these, remember to get approval from your vet as they will know if the medicine will agree with your canine. Trifexis Chewable Tablets These strong monthly chewable flea pills for dogs are a good fix for fleas, and they also help keep heartworm disease at bay. They have a blend of pest-fighting agents like milbemycin oxime and spinosad that fight parasites and curb infestation.

Top 3 dog collars against fleas and ticks

Fleas and ticks are parasites that are a nuisance for pets as well as pet parents. If these pests are not dealt with on time, quite a few health problems can occur. In such cases, flea and tick collars are one of the most effective products that can help your dog get rid of these blood-sucking parasites. Here are three of the best flea and tick collars that are popularly used by pet parents. PREVENTIC® Tick Collar for Dogs by Virbac The PREVENTIC® by Virbac is one of the most effective dog collars in the market today against fleas and ticks. Customer reviews suggest that the collar starts killing and repelling parasites on your pet within 24 hours. A single collar can provide protection from fleas and ticks for up to 90 days. Since the active ingredient used in this collar is an odorless insecticide called amitraz. This collar can even be used on puppies as young as 12 weeks. The available sizes of this flea collar are 18 inches for medium to small dogs and 25 inches for large dogs. Seresto® Flea and Tick Collar by Bayer This collar can also be one of your best bets for protecting your dog against blood-sucking parasites.

5 snacks that can help lower cholesterol levels

5 snacks that can help lower cholesterol levels People who struggle with high cholesterol levels tend to begin thinking more about everything they eat. Whether it’s a bowl of fruit or a delicious hamburger, they are left wondering how their choices will impact their numbers. While it is tempting to skip snacking altogether, a healthy snack can go a long way in maintaining metabolism as well as blood sugar and cholesterol levels. Changing the kinds of foods one eats can not only lower cholesterol levels but also improve fat levels through the bloodstream. Here are some great snacks that are extremely helpful in fighting cholesterol. Popcorn Popcorn can be low in calories when one eats a smart serving size and avoids the salt and butter. What’s more, it’s a whole grain full of fiber. Popcorn can be easily made at home by air popping it and adding some olive oil and a little bit of parmesan cheese or a few seasonings for some extra flavor. Using olive oil instead of butter helps lower the bad LDL cholesterol and increase the good HDL cholesterol. Nuts Peanuts, walnuts, almonds, etc. are great for the heart and are powerhouses of energy. Some studies have even demonstrated that nuts slightly lower the levels of bad LDL cholesterol.

Diets & Meal Plans

Top 8 cholesterol-lowering foods

An elevated cholesterol level is a huge risk factor for developing heart disease in the long run. One of the best ways of lowering your cholesterol levels is by following a heart-healthy diet. The key is to include foods in your diet that mainly lowers low-density lipoprotein (LDL) or “bad” cholesterol content in your blood. So, here are some foods that can help lower cholesterol levels and eliminate some risk factors for possible heart disease. Dark chocolate and cocoa This is something that many people might love. Research has revealed that dark chocolate and cocoa can lower bad cholesterol content in your blood. However, you must choose dark chocolate with a cocoa content of 75–85% or higher, or cocoa alone to enjoy the benefits. Milk chocolate and white chocolate are high in sugar content, which can negatively affect your heart health. Whole grains Including whole grains like oats, barley, and others in your daily diet is an easy way of lowering cholesterol levels. Whole grains, especially oats and barley, are loaded with vitamins and minerals, plant compounds, and fiber that can help manage cholesterol. So, don’t forget to have a bowl of oatmeal or oat-based cereals for breakfast every day.

Useful ways to treat cold and flu

Imagine working in a high-security building that uses facial recognition technology to keep out intruders. It works well until the intruders figure out how to breach the security system. It does not matter how often the intruders are caught, new intruders will find new ways to infiltrate. The same analogy can be applied to our body’s immune system and the flu virus. The building is our body, the security system, our immune system, and intruders are the virus trying to enter the body. Whenever a new influenza vaccine is formulated and distributed, more potent viruses develop ways to evade them, making it difficult to treat cold, flu, cough & virus symptoms. So until there is a definitive cure for the infection, it is imperative to take steps to get relief from symptoms and keep the immune system intact. Following are some ways which can provide relief from symptoms and strengthen immunity: Hydration Consuming plenty of fluids helps thin your mucus and breaks congestion. It also prevents headaches and fatigue that is caused by dehydration. Keep a glass or reusable bottle in hand, and refill it with water. Salt water gargles A salt water gargle soothes a throbbing throat. It eases swelling and loosens mucus.